I just can't seem to shift the baby fat off my saggy drooping tummy

i say 'babyfat' its more likely self induced chocolate fat
My tummy was never flat, but it was a lot better than what it is now that i've had a baby

the rest of the weight has come off fine, but i am struggling to get rid of my horrible saggy tummy. It doesn't look nice in clothes and i am just really selfconcious of it!
It looks like i just gave bith yesterday and my tummy is yet to go down
Anyone else had this problem and know of a good way to get rid of it??
Anyhelp would be greatly appreciated!